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Making Finance Easy

Case Study – Caldicot Group


When tasked with raising a six-figure sum to assist with an ambitious expansion plan, Caldicot Group  cleverly used asset finance to not only raise the funds, but to lower their ongoing monthly costs.

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Caldicot Group, who specialise in the delivery of vehicle maintenance & recovery solutions throughout the UK, refinanced a number of assets to raise capital to assist with the acquisition of Overbrook Recovery Services and further aid its expansion plans .

Gavin Edwards, Managing Director, said the funding was vital to drive his company forward. ‘I have been a customer of Henry Howard Finance for several years, regularly financing trucks through the company, and I’m always impressed by the level of service and the interest Henry Howard took in order to understand our business, something we feel that other banks do not do.   When I explained that I needed to raise the finance to complete an acquisition of a company to gain client base and trading areas, they quickly found an innovative solution that not only raised the finance but gave us extra flexibility to continue to thrive.

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‘I had expected the application process to be complicated because some of the assets were already on finance’, Mr Edwards continues.  ‘However, I was very happy with the service levels I received and was continually updated throughout the application. The monies were paid out on time to enable us to complete our acquisition’.

‘Securing the funding has allowed us to purchase a company and secure two additional sites, so we now have a total of four sites from which to operate, creating more jobs and providing quicker response times to even more customers.  I would strongly recommend Henry Howard Finance, I have received excellent information and customer service over the years, completing multiple deals at very competitive rates. Henry Howard Finance really have been an excellent finance partner and we will definitely aim to use them in the future.

Mark Catton, Group CEO of Henry Howard Finance, said, ‘We strive to ensure our alternative finance solutions are amongst the most competitive in the market and are proud to see Caldicot Group go from strength to strength in the market place. We look forward to continuing to help the company realise its growth ambitions well into the future’.